Description: This report presents a study of disability claims approved under the Waiver of Premium Disability Clause through December 31, 1948.

Description: This is an updated experience study for individual loss-of-time policies from 1972-1973. Annual claim rates, average claim distributions, and annual claim costs are shown for accident disability, sickness disability, and total sickness and accident disability. From Transactions of Society of Actuaries 1975 Reports

Description: Report by the Committee on Disability and Double Indemnity on an intercompany study of the experience under disability benefits supplementary to Ordinary life insurance policies. From Transactions of Society of Actuaries 1952 Reports

Description: This is a experience study of individual loss-of-time plicies from 1968-1969. From Transactions of Society of Actuaries 1971 Reports

Description: In this paper, the authors created a mathematical model which reflects typical relativities by age, duration of disablement, and deferment period for disability risk. The paper is followed by discussions submitted by various reviewers.

Description: Covers 1980 experience under individual loss-of-time policies in the first and second years of the benefit period, and historical data is shown from 1974 forward.

Description: A 1981 two-part study covering experience under individual loss-of-time policies in the first and second years of the benefit period.

Description: 1984 Study covering experience of individual disability loss-of-time policies for 1982-1983. The study separates the first year of the benefit period, and combined second and third year experience of the benefit period. From Transactions of Society of Actuaries 1984 Reports

Description: This 1969 Report presents a two-part analysis of morbidity experience under individual loss-of-time policies during the calendar years 1966 and 1967. The first part covers experience in the first year of the benefit period and the second part covers the second year of the benefit period.

Description: 1959 Report presenting the results of the Committee's studies of morbidity experience during the years 1955 to 1957, inclusive, under individual accident and sickness policies. From Transactions of Society of Actuaries 1959 Reports